Insurance
Mechanical Breakdown Insurance
When buying a new car, the last thing on your mind is that it might breakdown. But vehicles today are complex and have so many mechanical and electrical components. So we’ve designed our policies to help protect you and your budget against the cost of unexpected breakdowns.
Benefits
- Comprehensive protection for petrol, diesel, hybrid and electric vehicles
- Allowances for towing and car hire
- 7 day / 24 hour AA Roadservice
This is a summary only – please see the policy documents for full terms, exclusions, conditions and benefits.
Policy Documents
These are our current policy wordings – please contact us if you would like copies of previous policy documents or schedules.
Payment Protection Insurance
The main risk with having finance for a car, is if something happens to your ability to earn money.You might then find it difficult to manage financially. So we’ve designed our policy to help protect you, your family and your budget if the worst happens.
What is PPI?
Autosure Payment Protection Insurance (PPI) protects you for the repayment of your loan obligations to the financier if you suffer an insured event. The benefits are payable directly to the financier and the policy cover options are specific to your source of income at the time of entering into a credit contract.
Benefits
- No medical examination is required
- Redundancy benefit of up to 12 months
- Protects your household income for other purposes and your credit rating
This is a summary only – please see the policy document for full terms, exclusions, conditions and benefits.
Policy Document
Guaranteed Asset Protection Insurance (GAP)
Imagine what would happen if you’re still paying off your car loan and your car gets written off?It would be a big financial strain to have to pay your old loan as well as trying to finance a new car. So we’ve designed our policy to help protect you financially and get you back on the road again if the worst happens.
What is GAP?
Autosure Guaranteed Asset Protection Insurance (GAP) protects you against losses that may occur when your vehicle is declared a total loss and the total loss settlement amount paid by your vehicle insurer is less than the outstanding amount you owe to your financier for your vehicle loan. GAP can only be taken out at the time of the vehicle sale and can only be purchased in conjunction with a credit contract.
Maximum loan amount $100,000. Maximum loan term 84 months. How does GAP work image is for illustration purposes only.
Benefits
- Choice of main benefit options
- Range of additional benefits to help with the costs of replacing your car
- Protects your household income for other purposes
This is a summary only – please see the policy document for full terms, exclusions, conditions and benefits.
Policy Document
Car Insurance
Caught in a nose-to-tail on the motorway? Come back to find your car has disappeared? Got a crack in your windscreen from a stone?
We understand that sinking feeling you get when something happens to your car. So we’ve designed our policies to help you pay for those nasty repairs or replacement and get you back on the road again.
What is Car Insurance?
Autosure Everyday Plus Car Insurance covers accidental loss or damage anywhere in New Zealand. With no stand-down periods and easy to understand policy wordings, our motor vehicle insurance is the no-fuss solution to your comprehensive insurance needs.
Benefits
- Lifetime guarantee on repairs we arrange through an approved repairer
- Allowances for emergency travel and accommodation costs
- Optional excess-free windscreen and window glass
- Optional Roadside Assistance cover
This is a summary only – please see the policy documents for full terms, exclusions, conditions and benefits.
Policy Document
